Feed Hauling Insurance
Coverage for bulk feed trucks and tenders delivering livestock feed to farms and feedlots.
Overview
Feed delivery keeps livestock operations running. Whether you operate bulk feed trucks delivering to dairy farms, feed tenders servicing cattle feedlots, or a mixed fleet hauling supplements and minerals, your equipment is on the road daily. Rural routes, farm access roads, and tight delivery areas create risks that general trucking insurance does not always address. You need coverage built for the feed hauling business.
Feed hauling operations need auto liability, physical damage, motor truck cargo, and workers compensation. Feed delivery involves auger operation, climbing on trailers, and working around livestock — all activities that create injury risk for your crew. Your cargo coverage should include contamination as a covered peril, since feed contamination claims can be expensive.
Trailer Types We Insure
Trailer type affects rating, cargo exposure, and underwriting. Tell us what you run and we will build the policy around your actual equipment.
Coverages Available
Auto Liability
Required coverage for bodily injury and property damage caused by your trucks on the road.
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Physical Damage
Protects your trucks and trailers against collision, rollover, theft, and weather damage.
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Motor Truck Cargo
Covers the agricultural commodities you haul if damaged, spoiled, or lost in transit.
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Workers Compensation
Covers medical bills and lost wages for employees injured on the job.
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Occupational Accident
Injury and disability coverage for owner-operators and independent contractors.
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Commercial Property
Protects your shop, office, warehouse, and equipment from fire, storms, and theft.
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Pollution Liability
Covers cleanup costs and damages from fuel spills or chemical releases during transport.
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Cyber Insurance
Covers data breaches, ransomware attacks, and business interruption from cyber events.
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Captive Insurance
Self-insurance structure for larger fleets that want more control over premiums and claims.
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Life Insurance
Income protection for your family if something happens to you on the road or at home.
Learn more →Frequently Asked Questions
What cargo coverage do feed haulers need?
Feed haulers need motor truck cargo insurance covering the value of bulk feed, supplements, and minerals in transit. Feed contamination is a covered risk under most cargo policies. Your limits should match the highest-value load you carry.
Do feed tender trucks need the same insurance as over-the-road haulers?
Feed tenders that stay on farm or travel short distances between farms still need auto liability and physical damage coverage. If you are on public roads, you need the same minimum liability as any commercial vehicle. The difference is usually in mileage and cargo limits.
Is workers comp required for feed delivery operations?
If you have employees who drive, load, or unload feed, most states require workers compensation. Feed delivery involves auger operation, climbing on trailers, and working around livestock — all of which create injury risk.
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605-275-9700